Products & Programs

We aim to serve the modern borrower and their unique financial situation.

Conventional

  • Fixed rate options (standard & high-balance)
  • Flexible terms 15, 20, 25, & 30-year terms
  • HomeReady® and HomePossible® programs
  • Up to 97% LTV for first-time home buyer
  • Appraisal waivers accepted

FHA

  • Fixed rate options (standard & high-balance)
  • Flexible terms 15, 20, 25, & 30-year terms
  • FHA Streamline refinances options available
  • FICO down to 640 with AUS approval

Jumbo

  • Fixed 30- and 15-year terms available
  • LTVs to 89.99%
  • Primary residences, second homes, and investment properties
  • Loan amounts to $3 M
  • Loan amounts starting at $1 over conforming limits
  • Cash-out up to $500,000
  • No mortgage insurance required on loans over 80% LTV

Ready to take the next step?

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Kwik Headquarters

959 Route 46 East, Suite 401
Parsippany, NJ 07054

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